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CDs

Earn high rates of interest at guaranteed terms. A great way to save!

Regular and IRA Certificates of Deposit are available. Choose any of these CDs:

Relationship Banking Certificates of Deposit

To qualify for these competitive rates, you must have a Relationship Banking Checking Account.

To receive the Relationship Banking CD rates, you must have one of the following: $15,000 in total Delaware National Bank deposit or $20,000 in combined deposits and consumer loan balances (excluding mortgage and credit card balances).

Certificates of Deposit

Terms available from 91 days to 5 years. All provide competitive interest rates.

Relationship Banking CD Rates

Description Interest
Rate
APY
3 Month 0.50% 0.50%
6 Month 0.75% 0.75%
9 Month No Penalty 0.75% 0.75%
1 Year 0.95% 0.95%
13 Month Promo CD 1.00% 1.01%
18 Month 1.14% 1.15%
2 Year 1.29% 1.30%
25 Month Promo CD 1.49% 1.50%
2.5 Year 1.59% 1.60%
3 Year 1.73% 1.75%
36 Month Bump Up CD 2.23% 2.25%
4 Year 2.27% 2.30%
5 Year 2.62% 2.65%

CD Rates

Description Interest
Rate
APY
3 Month 0.25% 0.25%
13 Month Promo CD 0.75% 0.75%
6 Month 0.50% 0.50%
9 Month No Penalty 0.50% 0.50%
1 Year 0.70% 0.70%
25 Month Promo CD 1.24% 1.25%
18 Month 0.89% 0.89%
2 Year 1.04% 1.05%
2.5 Year 1.34% 1.35%
3 Year 1.48% 1.49%
36 Month Bump Up CD 1.98% 2.00%
4 Year 2.02% 2.04%
5 Year 2.37% 2.40%

CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Penalty may apply for early withdrawal. Certificate of Deposit rates can be applicable to IRA accounts. Fees could reduce earnings on the account. In addition, for bump up CDs a one-time rate adjustment is permitted anytime during the original term. When exercising the bump-up option, the term must be the same as the term of your original bump-up CD. Bump-up CDs will renew into CDs not permitting a bump-up of the interest rate. New money may not be added when exercising your bump-up option. Minimum deposit to open and obtain APY is $500. The 13 Month Promo & 25 Month Promo CDs require a $2,500 minimum deposit to open and obtain APY. For current rate information or Account Agreement Disclosure information, please call our Direct Banking Center at 1.877.362.1570.

IRA CDs

Choose from several Delaware National Bank IRA CD options:

  • Fixed Rate IRA CDs
  • Roth and Education IRAs

We offer competitive rates of interest and the opportunity for you to save for your retirement years.

Learn how to step up your investment plan!